Complex Major Operations
(heart, arteries, joints and back)
Please note: full hip and knee replacements and major spine surgery require the policy to be in continuous force and effect for 24 consecutive months. |
| Name |
Brief Explanation |
| Heart bypass |
Coronary artery bypass graft |
| Heart valve repairs |
Surgery to improve the efficiency of heart valves |
| Hip replacement |
Removal and replacement of a hip joint or part of a hip joint |
| Knee replacement |
Removal and replacement of a knee joint joint or part of a knee joint |
| Elbow replacement |
Removal or replacement of humerous or part of humerous |
| Other bone replacement |
Removal or replacement of other bone or part of other bone |
| Other joint replacement |
Removal and replacement of other joint, or part of other joint |
| Slipped disc |
Surgical repair of slipped and
ruptured discs |
| Balloon heart operation |
Coronary artery repair |
Major Operations
(gall bladder and major surgery on reproductive/urological organs) |
| Name |
Brief Explanation |
| Gall bladder and stones |
Open operations on gall bladder |
| Prolapsed womb |
Repair of prolapse |
| Hysterectomy |
Open operations on uterus |
| Prostatectomy |
Open operations on prostate |
Intermediate Operations
(eyes, veins, all scope operations) |
| Name |
Brief Explanation |
| Cataracts |
Cloudy vision |
Prostate surgery |
Surgical investigation of prostate gland |
| Hernia |
Surgical treatment of bulges in the abdomen or groin |
| Haemorrhoidectomy |
Surgical removal of piles |
| Gall bladder and gall stones |
Removal of gall bladder/gall stones |
| Heart investigation |
Investigation of heart vessels |
| Varicose veins |
Repair of swollen leg veins
*Policy excludes sclerotherapy |
| Circumcision |
Circumcision for health reasons |
| Hysteroscopy |
Minor operations on the womb |
Minor Operations
(trapped nerves, ENT) |
| Name |
Brief Explanation |
| Glue ear |
Fairly sudden hearing loss
(mainly in children) |
| Blocked nose |
Breathing difficulties caused by the bone structure of the nose |
| Sinusitis |
Inflammation of the sinuses |
| Adenoidectomy |
Removal of adenoids |
| Tonsillectomy |
Removal of tonsils |
Other Procedures (Mainly Investigations)
(All scope investigations, CR of heart, D&C, minor vascular procedures) |
| Name |
Brief Explanation |
| Stomach endoscopy |
Investigation of stomach disorders |
| Haemorrhoidectomy |
Removal of haemorrhoids |
| Heart scan |
Contrast x-ray |
| Bladder endoscopy |
Investigation of bladder disorders |
| D&C (limited) |
Dilatation and curettage of the womb |
| Examination of the womb |
Investigation of the disorders of the female reproductive organs |
| Peritoneal endoscopy |
Examination of peritoneal cavity |
| Arthroscopic examination |
Investigation of the knee joint |
| Back pain relief |
Injection to the spine to relieve severe pain |
Scans
|
| Name |
Brief Explanation |
| MRI |
A form of body scan |
| CT scan |
A form of body scan |
| Myelograms |
Contrasting x-ray of the spine |