What's Covered?
Over 135 Conditions,
& over 500 Diagnostic Treatments including
over 20 MRI & CT Scans... and over 25 Endoscopic Exams for the Early Detection of
Cancer
The
table below contains a list of
some of the conditions covered by MAI,
Canada's first Wait List Insurance.
MAI offers coverage for diagnostics and procedures that have long wait lists in the public system.
For example, if you find yourself in need of an MRI, CT Scan,
Cataract Surgery, or Heart By-pass, MAI coverage
will ensure that you are treated within days, not weeks or months.
Dynamic Coverage
As excellence in medical and diagnostic expertise improves, so does MAI. The latest
advancements are incorporated in MAI coverage, providing you with an exceptional
health care experience.
Pre-Existing Conditions Covered
Pre-existing conditions that you have suffered within the 2-year period prior to
taking out the policy will automatically be waived after your policy
has been in effect for 24 consecutive months.
Examples
of Medical Access Insurance
Treatment and
Condition Coverage
The following contains only a general description of some
of the covered conditions and procedures.
While every effort has been made to ensure the accuracy of these descriptions, rights
and benefits are governed by the contract or policy wording. The policy and its
governing documents will prevail if they differ from these descriptions.
| Heart bypass
|
Coronary artery bypass graft |
| Heart
valve repairs
|
Surgery to
improve the efficiency of heart valves |
| Hip
replacement
|
Removal and replacement of a
hip joint or part of a hip joint |
| Knee replacement
|
Removal and replacement of a
knee joint joint or part of a
knee joint |
| Elbow replacement
|
Removal
or replacement of
humerous or part of humerous |
| Other bone
replacement
|
Removal
or replacement of other bone or
part of other bone |
| Other
joint replacement
|
Removal
and replacement of other joint, or
part of other joint |
| Slipped disc
|
Surgical repair of
slipped and
ruptured discs |
| Balloon
heart operation
|
Coronary
artery repair |
| Gall bladder and stones
|
Open
operations on gall bladder |
| Prolapsed
womb
|
Repair
of prolapse |
| Hysterectomy
|
Open
operations on uterus |
| Prostatectomy
|
Open
operations on prostate |
| Cataracts
|
Cloudy
vision |
|
Prostate surgery
|
Surgical
investigation of prostate gland |
| Hernia
|
Surgical
treatment of bulges in the abdomen or groin |
| Haemorrhoidectomy
|
Surgical
removal of piles |
| Gall
bladder and gall stones
|
Removal
of gall bladder/gall stones |
| Heart
investigation
|
Investigation
of heart vessels |
| Varicose
veins
|
Repair
of swollen leg veins
*Policy excludes sclerotherapy |
| Circumcision
|
Circumcision
for health reasons |
| Hysteroscopy
|
Minor
operations on the womb |
| Glue
ear
|
Fairly
sudden hearing loss
(mainly in children) |
| Blocked
nose
|
Breathing
difficulties caused by the bone
structure of the nose |
| Sinusitis
|
Inflammation
of the sinuses |
| Adenoidectomy
|
Removal
of adenoids |
| Tonsillectomy
|
Removal
of tonsils |
| Stomach
endoscopy
|
Investigation
of stomach disorders |
| Haemorrhoidectomy
|
Removal
of haemorrhoids |
| Heart
scan
|
Contrast
x-ray |
| Bladder
endoscopy
|
Investigation
of bladder disorders |
| D&C
(limited)
|
Dilatation
and curettage of the womb |
| Examination
of the womb
|
Investigation
of the disorders of the female
reproductive organs |
| Peritoneal endoscopy
|
Examination of peritoneal
cavity |
| Arthroscopic
examination
|
Investigation
of the knee joint |
| Back
pain relief
|
Injection
to the spine to relieve severe
pain |
| MRI
|
A form of
body scan |
| CT
scan
|
A form of
body scan |
| Myelograms
|
Contrasting
x-ray of the spine |
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