Medical Access Insurance (MAI)
is Wait List insurance coverage that provides rapid access
to premium health care.
MAI, Canada's first 'Wait List Insurance', is the affordable alternative to waiting in the public system. With MAI coverage,
you get the treatment you need in weeks instead of months or years. You won’t be
forced to put your life on hold, or face the prospect of months of pain, lost income,
restricted mobility or reliance on the help of others. In the most serious cases,
MAI can mean the difference between recuperating and a return to an active lifestyle,
or living with the constant worry of not surviving long enough to receive treatment.
MAI provides a choice.
For employers, MAI provides an affordable addition to an existing benefit plan,
or a stand alone benefit for companies or small businesses without benefit plans.
Studies indicate that the productivity and bottom-line results suffer when employees
become unavailable or restricted in their activities while waiting for medical services.
MAI provides an affordable solution to potential labor shortages due to illness
or injury.
As a policyholder, if you have an appointment to see a
Specialist or for diagnostics or surgery more than 45 days from the date of your doctor's notification, call our Help Line: 1-866-416-2259.
MAI will expedite your diagnosis and treatment in the United States
or Canada, when services are available. Call us as soon as you are placed on a medical wait list:
You can select a doctor and/or hospital from a list provided by us and we will schedule
appointments, coordinate the required surgery or diagnostic procedure and make any
travel arrangements if necessary. Imagine your peace of mind in knowing that you
will receive the timely, premium health care you deserve, provided by the
leading physicians in their field using the finest
state-of-the-art
facilities.
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Coverage is provided for approved consultation, diagnosis and surgery when a plan member is placed on a medical waiting list longer than 45 consecutive days. Once approved, services are expedited. You do not have to wait 45 days for treatment to begin.
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MAI covers the cost of pre and post surgery specialist consultation, diagnosis (i.e.,
MRI and CT scans) and surgery, including approved travel expenses.
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There is no deductible or co-payment required. MAI pays the costs directly to the service provider.
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No medical underwriting or evidence of insurability are required.
- MAI covers
pre-existing conditions once the policy
has been in effect for 24 consecutive months.
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Choice of physician from a roster of nationally and internationally known specialists.
- State
of the art diagnostic equipment and operating rooms.
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Approved travel expenses are covered including approved companion travel expenses.
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Free second opinion for covered conditions.
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Treatment for covered and non-insured medical conditions provided in days or weeks, not months or years
If your medical situation is not covered by Medical Access Insurance,
your policy provides you with access to OneWorld Assist for treatment. OneWorld
Assist will source a medical centre of excellence, in the US , most appropriate
for your condition and course of treatment. They will book your surgery as well
as pre and post-operative visits, make travel arrangements and book accommodations
for you and your traveling companions. Access to 3,500 facilities and 400,000 doctors
in the United States ensures you will receive prompt high quality care. One toll-free
call allows you to choose the most suitable option and OneWorld Assist will take
care of the rest.
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